Yet another video that I mad while in a hangover from drinking to much Mountain Dew xD. It was about 3:45 AM and I felt like making a video so I put my camera at my N64 games then made one. I hope I won’t make anymore videos like this. I am starting to try tocollect N6 games. I ALMOST HAVE ALL OF THEM!!!!! There is 387 and I have about 40 . I have SM64 but it broke. I NEED Conker’s Bad Fur Day and that is what I will be getting next. I went to the local game store and told them I wanted to buy it and they said’ “You have to have a parent with you” Well that was one of my only times being there and my mom wasn’t there. I went there the other day and it wasn’t there anymore. So instead I bought Body Harvest, Jet Force Gemini, and a (broke) Super Gameboy. This video be random.
October 30, 2010
October 28, 2010
A leading insurance company may have come up with a scheme that rewards rather than punishes newly qualified teenage drivers.
Insurance giant Swinton have begun offering special six-month polices aimed at those who have just passed their test. The selling point comes in the form of a 30% discount should you make it through those first six months without claiming, rising to 45% after 18 months. This news is sure to excite young drivers who have had to contend with astronomical car insurance premiums for many years.
According to a spokesman for the AA, one of the UK’s biggest brokers, around half of all insurers are refusing to even quote for 17-year-olds. Young men, he says, have been particularly penalised and are typically paying twice as much as newly-qualified female motorists. The statistics however back up these fears as under 21s have been proven to be 10 times more likely to be killed or involved in a car accident compared to their 35+ counterparts.
Andy Roden at Swinton says the company acts as a broker for 15 underwriters, but warns young drivers hoping to sign up that they need to make sure they are driving smaller, lower-powered cars that fall into insurance groups 1-4 to get reasonable prices.
As it stands users have to pay the whole six-month premium in one lump sum payment. This however is set to change once the policy beds in when installment payments will be introduced.
Some of Swinton’s competitors however have derided the news as nothing more than an attempt to snare young drivers. A spokeswoman for Confused.com says: “Customers need to look beyond the marketing hype and question whether the first six months trial policy will be counted towards their NCD should they decide to switch insurers come renewal time.
“Building up your NCD is the quickest way for young, newly-qualified motorists to take advantage of cheaper premiums from all insurers, so we’d certainly advise caution when opting for a policy that will potentially take 18 months to earn one year NCD.”
If the sounds of this new policy isn’t the music to your ears it was intended to be there are other ways to possible reduce the amount you pay for car insurance.
o Opt for a small car with a small engine.
o Try adding a parent to the policy. Assuming they have a clean record, this will often bring the price down.
o Consider a “Pass Plus” training scheme. By paying around £180 for six extra lessons, you could save £700 on the first insurance premium alone. Check before you sign up what discount will be given by your insurer.
o Don’t pay in installments if you can avoid it. Kwik-Fit is a good bet for new drivers, but charges 39.9% APR if you spread the payments over the year.
Darren is the author of several articles pertaining to cheap car insurance
October 26, 2010
WWW.EVILCONTROLLERS.COM Be the first to purchase Evils’ Platinum Holiday Package. This is the ultimate package , you will not find anything on the market with all of these amazing options. With this package you may select the stealth adjustable controller or Universal Fast Reload controller. After you make your decision on your controller , then you get to add Evil Imaging. Choose between are one of a kind designs, Evil Skullz or Digital Camo. Other free items that our included in this package are ring of light mod, Evil Stix, Evil t-shirt, evil accessory bag, 2 extra sets of Evil Stix, 30 2 packs of batteries, 2 year warranty, shipping insurance, and an authentic 30 caliber ammo can. This package retails for 394.99 , but for Black Friday we are letting this package go at a limited number for only 249.99 . That savings of nearly $ 150.00 dollars. This package will be on the top of any gamers wish list, Santa is going to be cooler than ever this year. Act now as supplies our limited.
October 24, 2010
US House of Representatives Feb.24, 2010 Wednesday 10:00 am CSPAN Representative Anthony Weiner, Democrat representing the state of New York, USA. Health Care for Americans, Insurance Industry Bill is called HR4626 Removing Antitrust Exemption for Insurance Firms. HR4626 amends the 1945 McCarran-Ferguson Act. Democrats are in favor of Bill HR 4626 because it would make the medical insurance industry be subject to the same antitrust laws that all other American businesses have to follow. If it passes it means that both the federal and state governments of America can regulate the fees and rates customers are charged for health care. All Americans would benefit by having more affordable health care. The insurance companies oppose the bill because they want to be allowed to increase rates consumers pay, such as Anthem Health Care Company increasing their rates 39 percent this year in California, while they are making record profits American consumers are going without health care or going broke trying to pay the outrageous fee raises. Republicans are opposed to the bill because they have been getting money from the Insurance companies to block any effort at regulation. Democrat Nancy Pelosi of California, Democrat Peter DeFazio of Oregon, and Democrat John Garamendi, are also in favor of regulating the Insurance Industry so that American consumers will be able to afford health care.
October 22, 2010
July 6, 2009 – recorded 09:30 US Unemployment: US loses equivalent of every job created in decade: www.financialpost.com The unemployment timebomb is quietly ticking: www.telegraph.co.uk California Water Crisis: Governor: Water Will Be Released To Farms: www.kcra.com Senate committee votes to expand Clean Water Act: www.cfbf.com States paying price for conservativism: www.examiner.com New York City’s First Rooftop Hydroponic Farm To Yield 30 Tons Of Produce Annually: www.treehugger.com waterwars: The new dust bowl: www.youtube.com San Joaquin Valley a dust bowl, while the USA has to import food, thanks to the liberals: www.youtube.com QE: Not working?: Quantitative easing, credit easing and enhanced credit support arent working; heres why: www.nakedcapitalism.com QE just acting as a sugar rush for insolvent banks that deserve to fail : www.telegraph.co.uk Bank rejects criticism of quantitative easing scheme business.timesonline.co.uk Modern Flappers?: Sex and the modern girl: Are we witnessing a new age of female sexual assertiveness?: www.independent.co.uk “Flappers” in the 20’s: en.wikipedia.org Credit Insurance: Vasanta Group in talks to save 1400 jobs as it teeters on brink of collapse: www.telegraph.co.uk Trade credit insurance claims hit record levels: www.independent.co.uk Trade credit claims double to £316m: www.ft.com Threshers suffers hangover from diminution of credit insurance: www.telegraph.co.uk Lack of properties props up house valuations: www.timesonline …
October 20, 2010
www.amazon.com Best HD camcorders – CNET ReviewsLooking for the best HD camcorders? CNET editors’ review of the best HD video camcorders includes product photos and video and user reviews. HD camcorders guide – CNET ReviewsCNET editors guide you through media types, encoding formats, resolutions and video formats of the latest HD camcorders. HD Camcorder – Price ComparisonHD Camcorder, Compare prices for HD Camcorders from top UK retailers. HD Camcorder Reviews, Best High Definition CamcordersConsumerSearch analyzes reviews of high-definition camcorders to identify top- picks according to the largest number of experts. Best 3 HD camcorders are … HD Camcorders – Which? ReviewsRecord high definition movies with the aid of HD camcorder reviews from Which? digital video camcorders from Panasonic, Samsung and Sony tested. Test bench: HD camcorders – Times Online1 Jun 2008 … Sales of high definition (HD) televisions are on the up as manufacturers promise us ultra-realistic images with amazing detail. Amazon.co.uk: HD Camcorders: Electronics & PhotoCanon HG10 Ultra-Compact High Definition HDD Camcorder (10x Optical Zoom, … Panasonic HDC-HS100EBK Full HD Camcorder With New 3MOS Sensor System Records … High Definition Camcorder – Camcorders – Compare Prices, Reviews …High Definition Camcorder – 130 results like the Samsung SCHMX10 High Definition Camcorder, Samsung SC-MX20 SD/SDHC Digital Memory Camcorder (Blue), … Sony Announces High Definition 1080i HDR-FX1; First 3 …
October 18, 2010
America’s most beloved investor is now the world’s richest man. Soared past friend and bridge partner Bill Gates as shares of Berkshire Hathaway climbed 25% since the middle of last July. Son of Nebraska politician delivered newspapers as a boy. Filed first tax return at age 13, claiming $35 deduction for bicycle. Studied under value investing guru Benjamin Graham at Columbia. Took over textile firm Berkshire Hathaway 1965. Today holding company invested in insurance (Geico, General Re), jewelry (Borsheim’s), utilities (MidAmerican Energy), food (Dairy Queen, See’s Candies). Also has noncontrolling stakes in Anheuser-Busch, Coca-Cola, Wells Fargo. Insurance operations flourished in 2007. “That party is over. It’s a certainty that insurance-industry profit margins, including ours, will fall significantly in 2008.” The Oracle of Omaha issued a challenge to members of The Forbes 400 in October; said he would donate $1 million to charity if the collective group of richest Americans would admit they pay less taxes, as a percentage of income, than their secretaries. Had long promised to give away his fortune posthumously. Irrevocably earmarked the majority of his Berkshire shares to charity in 2006, mostly to the Bill & Melinda Gates Foundation. Gift was valued at $31 billion on day of announcement; donation will far exceed that sum so long as Berkshire shares continue to rise.
October 16, 2010
Another “I’M SO” music video by Onision, this one is about corrupt doctors. Malpractice, high medical insurance rates, greed, heartless treatment and the general insanity of general hospitals. I’M SO DOCTOR is a video which may inspire, or enrage, depending on who you are. Doctors are truly an asset to society, and yet we as a whole have made them ugly, we being them, them being a part of us. I hope the future holds brighter days… Feel free to download this song at: www.onision.com Thank you for watching. ORIGINAL LYRICS ——————— 6 Hello I’m a doctor I can save you. 9 First, do you have a credit card? We accept many forms, Let me grab your wallet for you, Since you have no arms. 13 I’ll be your doctor today Are you still alive? Hello? 17 I’ve always wanted to be a doctor you see, I went to college and got a degree, Which means I know what’s best for you, take this medication. Did I forget to ask your symptoms? 25 Please note that is my obligation to inform you that I am going to have an intern conduct your surgery today, and that you may die due to his incompetents, and with that said lets continue shall we? 29 How can I help you today? You were shot in the heart? Well you still gotta pay. Just sign here… yes right there. SIGN SIGN SIGN! You better PAY! 37 I let a girl die last week, She came to me even though she was poor, Did she forget to read the sign? It’s posted on every door! NO POOR PEOPLE ALLOWED NO HOMELESS ALLOWED NO SINGLE PARENTS ALLOWED 90 …
October 14, 2010
This information has been written for the benefit of couples who are looking to purchase life insurance. It shows you the benefits of taking out two single life plans instead of a joint life first death policy.
Once you have decided that you need life insurance, the majority of people are not aware that in some cases it can be more beneficial for you to take out two single life plans rather than the joint life first death plan.
To get to grips with why one solution is better than the other you first have to understand what these solutions are and what they actually mean to you in your financial situation. It has to be said that when a lot of couples are faced with the need for life insurance the instinct is do arrange the cover on a joint life first death basis. This type of plan is simple it insures you for the sum assured and when the first of you dies it will pay out and then cease to exist.
The only other way to arrange cover for a couple and the main basis for this article is to arrange two plans one for each of you on a single life basis. This then results in, when one person dies the plan which is their pays out the sum assured. That said the surviving person still has their own life insurance running, because their plan is completely unaffected by the passing of their partner and their respective plan paying out.
It is quite common that when couples take out plans to insure themselves that should one of them die the other is in a position of having no life cover at all. This commonly leaves them needing to arrange life insurance as they may still have a need to insure their lives for one reason or another. If this event is sometime after taking out the original plan they will probably find that the cost of cover is considerably higher at this point due to many reason not least the fact that the life assured is that much older and more expensive to insure.
Two single life insurance plans can also be of benefit over a joint life first death in the event that the relationship breaks down. It should be noted on this point that 4 in ten marriages do end in divorce and furthermore a higher figure than that of ordinary relationships do end in permanent separation. You do need to be aware that when this sort of thing happens assets and belongings need to be divided and split equally accordingly. Most if not all life insurance plans do not separate at all and as such need canceling and rewriting which can be an issue again if you are older and have had health issues. Two single life plans on the other hand do not need separating as they are by definition already two independent plans so can be taken away by their respective owners.
A lot of people assume that taking out two plans rather one joint is a lot more expensive and therefore unaffordable. This is far from the truth arranging two separate plans over one joint one can invariably only cost about 10% more on the overall premium. When you factor in the increase benefits already stated above an extra 10% is a small price to pay.
Finally one of the best benefits offered by having two plans over the one joint life plan is the benefit of having two payouts over one. If you have a joint life plan, as has been mentioned earlier in this article, there will only ever be one payout as once the first life assured dies the plan ceases to exist. If you have two single life plans both plans are independent of each other and therefore subject to both life assureds dying within the term of the plans there will be two payouts. Couple this with the previously discussed fact of the two plans only costing about 10% more on premiums makes this of great financial benefit.
In conclusion couples that take out two single life plans instead of the joint life first death plan do not have to apply again for life insurance in the event of a claim for the death of the first life, they also have the added benefit of the plans paying out twice in the event of both lives assured dying and both plans are easy to carry on if you divorce or separate.
To arrange your no obligation realtime quotes for your single life assurance plan rather than joint life first death life cover visit Life-ins.
October 12, 2010
Willo Kelly gives an overview of legislation that would keep NC homeowners insurance rates from going for one year. New rates will go into effect on May 1st – in some counties the increase is as high as 45%! For more information on contacting members of the House Insurance Committee, Senate Commerce Committee members or your own legislator – go to www.ncga.state.nc.us. More info can also be found at www.nc-20.com. Time is running out – do it now!