July 1986 www.amazon.com Watch the full interview: thefilmarchived.blogspot.com Donald Thomas Regan (December 21, 1918 – June 10, 2003) was the 66th United States Secretary of the Treasury, from 1981 to 1985, and Chief of Staff from 1985 to 1987 in the Ronald Reagan Administration, where he advocated “Reaganomics” and tax cuts to create jobs and stimulate production. Regan was criticized for his Prime Ministerial style of working, for his involvement in the Iran-Contra Affair, and for his frequent disagreements with Ronald Reagan’s wife, First Lady Nancy Reagan. Merrill Lynch & Co., Inc. is a global financial services firm owned by Bank of America now known as Bank of America Merrill Lynch. The firm was acquired by Bank of America under distressed circumstances during the 2008 Financial Crisis. This article describes both the historical Merrill Lynch and its ongoing operations as a subsidiary of the bank. Merrill Lynch provides capital markets services, investment banking and advisory services, wealth management, asset management, insurance, banking and related financial services worldwide. Merrill Lynch is headquartered in New York City, and occupies the entire 34 stories of the Four World Financial Center building in Manhattan. On September 14, 2008 Bank of America announced its intention to acquire Merrill Lynch for Bank of America common stock. Under the terms of the agreement Merrill Lynch shareholders receive 0.8595 shares of Bank of America common stock for each …
January 30, 2011
January 28, 2011
John McCain is stumped when asked about his feelings about health insurance companies that cover Viagra and not birth control.
January 26, 2011
If you are a first-time driver, locating reasonable auto insurance can be one of the major challenges after the initial purchase of your car. There is no shortage of car insurance companies standing ready to offer you competitive rates as well as different kinds of insurance policies. There are two types that are most readily used by motorists: liability and full coverage. These two types of coverage represent the bottom line. Any other particulars of certain policies are built off of these. What are some of the differences? Is one better than the other?
Each state has its own guidelines and specific provisions that govern the use of car insurance. The regulations declare what minimum amount coverage is required by law. If you want to drive legal in most of the states, you will need liability insurance coverage. Liability insurance coverage provides the motorist protection against damage and injuries which were caused by you, including property damage.
This type of coverage is described in terms of numbers. Each of these numbers represents the components of the liability coverage. They are written like so: 20/60/10. The first number is the maximum amount your insurance company will pay to cover bodily injuries sustained by a single person, per accident. The second is the maximum amount that your insurance provider will pay for every injury caused by a single accident. The third number is the total amount that will be paid to cover property damage.
With full coverage you have far more provisions available to you. Yet there is a misconception that if you have “full” coverage, that all circumstances will be covered. This is not true. Full coverage includes two additional areas or components of insurance coverage besides liability called collision and comprehensive. Full coverage has a degree of flexibility about it. You do not necessary need both of these additional components. For example, comprehensive can be added by itself. In order to have to collision coverage you must have comprehensive.
With comprehensive coverage you have protection against other forms of damage such as those that come from natural disasters, fire, vandalism, and theft. For those who add collision coverage, they do so because they want protection in auto collisions.
There are clear differences between liability and full coverage. What type you decide to purchase depends on different factors like whether your car or truck is new, used, or under financing. It may also be a matter of how much coverage you want to buy. The costs will be higher if you opt for fuller coverage rather straight liability. If there are other features or special areas of coverage provided by the individual auto insurance provider, you may decided to pay for some parts but not others.
It is important to understand what type of coverage you need as well have a working knowledge of other types of coverage available and what each one offers you, the motorist.
Joe Kenny writes for various insurance portals, visit them today for cheap life insurance [http://www.ukinsurancesearcher.com/] and car insurance and even great home insurance [http://www.homeinsurancesearcher.co.uk] quotes
January 24, 2011
www.youtube.com Click here to watch Halo: Reach – Toby Sucks at Gaming – Part 1 (Let’s Play with Tobuscus) Toby Sucks at Halo: Reach – Ep. 12 (Let’s Play with Tobuscus) Literal Trailers – bit.ly Toby’s Main Channel – bit.ly Shirts! bit.ly Fanpage! bit.ly Twitter! bit.ly Let’s play Halo: Reach with Tobuscus! DIRECTOR’S CHANNEL: www.youtube.com – - – - – - – - – - – - – - – - – - – - – - – - – - – - – - – - – - – - – - Follow Machinima on Twitter! Machinima twitter.com Inside Gaming twitter.com Machinima Respawn twitter.com Machinima Entertainment, Technology, Culture twitter.com FOR MORE MACHINIMA, GO TO: www.youtube.com FOR MORE GAMEPLAY, GO TO: www.youtube.com FOR MORE SPORTS GAMEPLAY, GO TO: www.youtube.com FOR MORE MMO & RPG GAMEPLAY, GO TO: www.youtube.com FOR MORE TRAILERS, GO TO: www.youtube.com Tags: yt:quality=high Halo Reach UPC 882224729741 Bungie Microsoft Game Studios Xbox 360 Xbox360 Live FPS First 1st first-person Person Shooter Spartan Covenant Elite Arbiter console video game let’s play halo reach toby turner tobuscus gamer gaming machinima campaign single player lets bungie xbox 360 game video pc ps3 noob sucks Hello, audience. And we’re back. I’m at my office desk. If you remember from last time, there it is. Now I’m going to go down this hall. Hello, you’re dancing and now you’re dead. I missed. Oh, now you’re dead. He’s so excited about being hit in the face. What is that, a gas mask? You lost your contact? That sucks, how you are you gonna find it in …
January 22, 2011
Wolny wybór to film wyjątkowy. Idee i treści w nim zawarte wpłynęły na gospodarcze losy wielu krajów świata. Pomimo czasu, jaki upłynął od jego pierwszej publikacji, wciąż stanowi on doskonale udokumentowany wykład na temat stosunków społecznych w dzisiejszym państwie. Film…
January 20, 2011
Products Used: Merlot First Crush Foaming Face Wash B. Liv Quench Me moisturizing gel Neutrogena Ultra Sheer Dry Touch Sun Block w/ SPF 45 Missha Perfect Cover BB Cream in Shade #23 ELF Studio Bronzer in Golden Bronzer ELF Studio Complexion Perfection Bronzer Too Faced Eye Shadow Insurance Cover Girl Eyeshadow Trio in Morning Coca/Golden Sunrise/First Light Revlon ColorStay single eyeshadow in White Whisper L’oreal Lash Architect Mascara in Blackest Black NYX Round Lipgloss in Natural Jane Be Pure Mineral Lip Balm in Clear Eucalyptus Song used 3 Step from the album Star Secret Life (I don’t know the artist’s name) Thank you for watching~~~ FTC Disclaimer: All products were purchased with my own money except Merlot First Crush Foaming Face Wash and B. Liv Quench Me moisturizing gel, which were sent to me for review. I’m not affiliated with any company and I do not get paid to use these products in the video. No personal opinion is involved in this video.
January 18, 2011
HHS took a number of steps that have improved the lives, health and security of Americans. HHS Secretary Kathleen Sebelius outlines the many accomplishments of the Department over the course of 2010. o Affordable Care Act o Let’s Move o Reducing Fraud, Waste and Abuse o Addressing Flu o Lowering Tobacco Use o Supporting Kids and Families o Food Safety o Expanding Use of Health Information Technology (HIT) o Investing in Research o Gulf Oil Spill Clean-up o Assisting Haiti We accept comments in the spirit of our comment policy: newmedia.hhs.gov US Department of Health & Human Services (HHS) www.hhs.gov
January 16, 2011
January 14, 2011
Ihab Salim-Independent journalist-Sandviken-Sweden-INA: Turkey continues in the construction of dams within the project of the jungle on the River Tigris and the Euphrates since 1980,Ataturk Dam completed in 1990,Alesso dam will be completed in 2010,Large dam will be completed in 2014,within the project to build 36 dams on the Tigris and the Euphrates River,Turkey says for energy. Iraq today is suffering from desertification because of the lack of rain and low level of Tigris and Euphrates rivers,in addition to the salts leads to the spread of dust storms,disaster may not be different from the disasters in Africa for political ends. The researcher in the field of environment,Dr. Adel Youssef said:this project shows the ability of Turkey to control on the Euphrates River,where the decline in the proceeds of the Euphrates River to Syria and Iraq because of the low level of the Euphrates River,the researchers expect the decrease in the share of Iraq’s from 29 billion cubic meters per year to 3 billion cubic meters in 2010 a drop of 90%,but a matter of fact,this year 2009,the proceeds of the Euphrates River amounted to 8.5% only as according to the Ministry of Water Resources. the Researchers also predicted that after the completion of the construction of a dam Alesso in 2010 will lead to the desertification of land in the Tigris River,The river is suffering from low water levels with the leakage of oil from the earth,may lead to pollution and the spread of disease. Draft …
January 12, 2011
You’ve probably heard the phrases first party and third party in relation to insurance, right? Do you know what they mean? Perhaps. But, for the sake of those who may not, let’s chat about it.
An insurance policy is a contract. A contract is comprised of several elements: a meeting of the minds, an offer, an acceptance and an exchange of something of value. In the case of the insurance policy, the company offers x-y-z coverage for x dollar premium amount. The insured accepts the offer and pays the specified premium in exchange for the promise by the insurance company to pay for whatever damage may occur in accordance with the terms of the contract.
In an insurance contract, the insurance company is the one that draws up the agreement and, thus, is considered the second party to the contract. The insured accepts the drawn up agreement and is considered the first party to the contract. All coverage directly relating to the insured are first party coverages. In simple terms, first party is about you and your stuff. A third party is an entity not a direct party to the subject contract but who may have rights to benefits of the subject contract. In other words, if the contract promises to protect you (first party) against damages you cause to another person or entity (third party), that other person or entity may be eligible to receive monetary benefits from your policy.
When you obtain an insurance policy, you are securing coverage for yourself and your things (first party) and coverage for the other guy (third party). Since first party coverage is about you and your things, examples of first party coverage in an auto policy are Collision, Comprehensive (for non-collision losses like vandalism, theft, fire) and Medical Payments. In regard to Medical Payments, there are a number of States that have No Fault Insurance Laws in force and their Medical Payments coverage falls under what is called Personal Injury Protection (PIP). These No Fault States each have their own versions of Personal Injury Protection coverage which typically provides a broader scope of benefits well beyond simple medical bill payments, and may also include wage loss, substitute services and even death benefits. PIP is also a mandatory coverage in No Fault States.
Third party coverage is known as liability coverage. Remember, third parties are those people not a party to the insurance contract but who may be beneficiaries of the contract. So, liability coverage is for events where “the other guy” suffers a loss for which you are legally liable. A typical example is the auto accident where you rear-end someone. The liability coverage under your insurance policy are there to pay for damages and injuries you caused up to the limits of the policy per the terms and conditions of the policy. These coverages for the other guy are mandatory in all States and each State has requirements for minimum limits that you must carry on your policy. You can purchase higher limits but you must have at least the minimum.
Finley Keller has spent nearly 30 years in the insurance industry, beginning as a licensed agent with a CLU then moving into claims. Auto, homeowner, worker’s comp and other liability-only type policy claims. Casualty and material damage. Her last ten years were spent in SIU (Special Investigative Unit), working with fraud detection. The last four years she was manager of SIU, responsible for working fraud cases and the training of employees in compliance with State regulations as related to fraud. She is a retired member of NCFIA, Northern California Fraud Investigators Association. She has a Senior Claims Law Associate (SCLA) designation through the American Educational Institute, Inc.
She writes about insurance in an effort to educate and assist people in understanding the basics and key principles of insurance. Please visit The Insurance Detangler